Terms and Conditions

Last updated: September 28, 2025

1. Introduction

Welcome to PaperTrade ("we", "our", "us"). These Terms and Conditions govern your use of our website and services, which provide a simulated stock trading platform for educational purposes only. By accessing or using our service, you agree to be bound by these terms.

2. Educational Purpose

PaperTrade is strictly a learning tool. All trading activities on this platform use virtual, "paper" money and do not involve real currency. The stock prices are simulated and may not reflect real-time, accurate market data. This service is not a financial advisor, and no information on this site should be construed as financial advice.

3. User Accounts

To use our service, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to provide accurate and complete information when creating your account.

4. Disclaimer of Warranties

The service is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the service. We disclaim all warranties, including any implied warranties of merchantability and fitness for a particular purpose.

5. Limitation of Liability

In no event shall PaperTrade, its directors, employees, or affiliates be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the service. Since no real money is involved, we are not liable for any perceived financial losses within the simulation.

6. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of any changes by posting the new terms on this page. Your continued use of the service after any such changes constitutes your acceptance of the new terms.